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From jewelry to collectibles, you probably have more valuables than you realize.
Jewelry
Artwork
Antiques
Bicycles
Instruments
Cameras
Recording Equipment
Computers
Sports Equipment
What Needs Extra Protection?
Protecting your valuables from loss is an affordable option for anyone with treasured belongings. Whether you just need jewelry insurance or want insurance for multiple valuables. Below are a few common things you may want to consider protecting:
Why Use a Separate Policy?
Although your Homeowners Insurance can cover a lot of items, it does come with restrictions normally. Personal Articles Policies, or Valuable Items Insurance, can help protect the items you care about most, with the peace of mind that everything will be taken care of. Here are a few examples of how Valuable Items Insurance is different.
No
Deductible
With a Valuable Items Policy you have the ability to have no deductible. This makes out of pocket costs for you disappear, if something was to happen to that insured item.
Accurate
Value
With Homeowners Insurance sometimes the value of your items can be questioned. With these policies, it is appraised or we keep a receipt on file so you get the full amount.
Less
Restrictions
These policies give additional layers of protection that Homeowners Insurance would not. For example if something goes missing, you may have coverage.