What Needs Extra Protection?
Protecting your valuables from loss is an affordable option for anyone with treasured belongings. Whether you just need jewelry insurance or want insurance for multiple valuables. Below are a few common things you may want to consider protecting:
Why Use a Separate Policy?
Although your Homeowners Insurance can cover a lot of items, it does come with restrictions normally. Personal Articles Policies, or Valuable Items Insurance, can help protect the items you care about most, with the peace of mind that everything will be taken care of. Here are a few examples of how Valuable Items Insurance is different.
With a Valuable Items Policy you have the ability to have no deductible. This makes out of pocket costs for you disappear, if something was to happen to that insured item.
With Homeowners Insurance sometimes the value of your items can be questioned. With these policies, it is appraised or we keep a receipt on file so you get the full amount.
These policies give additional layers of protection that Homeowners Insurance would not. For example if something goes missing, you may have coverage.