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Frequently Asked Questions

DOESN'T MY HOMEOWNERS INSURANCE POLICY COVER FLOODING?

No. Flood damage is not typically covered by a homeowners insurance policy.

WHAT WILL MY FLOOD INSURANCE PREMIUM COST?

It is essential that you visit with your insurance agent to determine exact costs. We work with a variety of companies that can provide Flood Insurance quotes.

WILL THERE BE A WAITING PERIOD FOR MY POLICY TO TAKE EFFECT?

Most likely. Typically, there's a 30-day waiting period from date of purchase before your policy goes into effect. A few exceptions do exist and your agent will tell you if your policy will take effect before the 30-day waiting period for your Flood Insurance.

CAN I GET FLOOD INSURANCE IF I'M RENTING A PROPERTY?

If you live in a community that participates in the NFIP, you can get flood insurance to cover the contents of your home or business.

Flood Insurance Information

Learn more at FloodSmart.gov
Fast & Free Online Flood Insurance

This website is the official resource for the 
National Flood Insurance Program.

All the resources for quality flood insurance related material can be found here, then you can come back and contact us to get an in-depth review of your flood insurance options.

Allow us to do the work for you by providing you a free and easy online quote from our base of reputable flood insurance companies.

26522 La Alameda, Suite 210
Mission Viejo, CA 92691
(949) 545-0220
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